Loan Application Checklist

This is a list of materials most Banks or lenders will require in order to process your application.

Verification of income

  • Earnings: W-2 forms, recent pay stubs and tax returns for the past two years;
  • If you are self-employed: profit and loss statements and tax returns for current year and previous two years;
  • Other income: social security, overtime bonus, commission, interest income, veteran's benefits and so on.

Verification of your assets

  • List of bank account numbers, the address of your bank branch, checking and savings account statements for the previous 2-3 months;
  • List of savings bonds, stocks or investments and their approximate market values;
  • Copies of titles to any motor vehicles that are paid in full.

Information about the Loan

  • Copy of the ratified purchase contract;
  • If you made a deposit to the seller to show that you are serious about buying the house, bring a copy of canceled deposit check on house.

Your debts

  • Credit card statements for the past few billing periods;
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  • Consumer debt such as car loans, furniture loans, student loans and other personal and cosigned installment loans with creditor addresses and phone numbers;
  • Evidence of mortgage and/or rental payments;
  • Copies of alimony or child support.

Fill Out the Form below and we will contact Over 5 local Mortgage Companies/Banks who will compete for your loan.
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